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Want to be a bargain finder? Want to be the one that always finds the deals and has money left over? Start by learning the secrets of opportunism.
Do you know that you can eat a wider variety of fruit than your neighbor, and spend only half as much to do so? How? By buying fruit in season, when it is at the lowest price. As a bonus, it is also of the highest quality at these times. This is opportunism.
Notice that this means not always getting exactly what you want when you want it. You get more variety this way, and you spend much less, but you go with the flow. If oranges are cheap, you’ll be eating oranges. If apples are in season, you’ll be eating apples. Whatever the case, you’ll always be finding bargains.
You never have to eat things you don’t like or deny yourself pleasure. You just shop for those things that you like among those that are cheaper now. There will be other, different, great deals next week or next month. Unless you are extremely picky about what you eat, you’ll almost always find delicious foods that you like on sale.
That’s the premise of opportunism – that you get more by going with the flow. A true bargain finder gets more variety in the long run, and more for the money. This can be applied to many areas of life.
Bargain Finder Examples
When I went to Ecuador a few years ago, there were many interesting places I wanted to go. I chose Ecuador because it was a thousand dollars less to go there than to any other country. I had a fantastic time for a month for $1040 (including airfare). I also met the most wonderful woman I know there, and eventually married her, so you never know what riches you’ll find when you go with the flow.
We go to the movies here in Tucson on Tuesdays, when we can get in for $2.00 each. Others are paying $8.75 a couple miles away. What are they getting by paying four times as much? They get to see the movie six weeks earlier. The movies don’t change in those six weeks, by the way, and enough friends have seen them by then to let us know if they’re good or not.
Opportunism means not paying more unless you are getting more. It also means making honest choices. Will you actually enjoy that movie more by seeing it now? More than you’ll enjoy the FOUR movies you can see in it’s place? Do you have to take that fishing trip now? If you’re planning to take both a fishing trip and a gambling trip, why not do each when it’s cheapest?
When William Danko and Thomas Stanley wrote “The Millionaire Next Door,” they found that MOST millionaires bought used cars. They bought BMWs and Mercedes, not old Ford Pintos, but the lesson was clear: They understand opportunity. Cars often lose half of their value in the first three years, but they’re not half used-up, are they? Is it worth an extra $6,000 to say you have a new car (And you will have to tell people, since it’s hard to tell a three-year-old car from a new one)?
To be an opportunist doesn’t mean just settling for whatever is easy and cheap to get in life. We all have our areas that are more important to us. If you really love those $15 cigars, why not buy them? On the other hand, if you really can’t tell the difference between the $5 and $50 wine, why not buy the former? Opportunism is one of the keys to being a true bargain finder.
Here you’re going to learn several ways to save money every month by lowering your monthly bills.
There are lots of ways to save money, no matter how much of it you have – or don’t have!
Having struggled for many years paying my own bills, I learned many ways to save money. From simple things like food, gas, and clothing, to bigger expenses, like insurance and your mortgage.
All you need to know is where to look to find the savings.
Several Ways To Save Money
The first thing you need to do is eliminate ALL of your unnecessary expenses:
• eating out on the weekends
• buying lunch at work every day
• magazine and newspaper subscriptions (especially those you can get online and at the local library)
• cable TV (you’d be amazed at how many other ways you’ll find to spend your time once you get rid of cable TV)
• groceries (you can save lots of money with coupons and specials.)
It’s OK to reward yourself once in a while, but if you are really looking to get out of debt faster, you owe it to yourself to save every single penny you can!
To find other ways to reduce your expenses, take a close look at your checkbook and credit card statements. You should also call your credit card companies to see if they will lower your interest rates, even if it is only for a short time.
You’ll be amazed at how many ways you can save money, especially once you start looking carefully at how you spend your money every month.
Shop Around For The Lowest Prices
For those expenses you can’t eliminate, it’s time to start shopping around for the best prices.
Once I realized you can shop around for just about ANYTHING you spend money on every month, I learned how to save myself SEVERAL HUNDRED DOLLARS each and every month!
In fact, by shopping around I ended up saving myself more than $750 a year on car insurance alone!
The same is true of many of your monthly expenses – like long distance telephone service, internet service, all types of insurance, mortgages, and in some places even your utility bills.
It DOESN’T take any special skills. All it takes is a few clicks and you can save yourself a bunch of money in no time at all!
So, if you’d like to save yourself lots of money every month – and who doesn’t – start shopping around and looking for ways to lower your monthly bills right away!
Viral marketing is the way to go in this day and age of social networking and online communities. You must induce other people to tell their friends and social contacts about your business, products and services. Here are the steps for using viral marketing to generate traffic to your site.
People dread computer viruses. They are prolific, attach to anything and spread everywhere. Bad virus aside, this same characteristic (prolific) makes viral marketing effective.
The medium you would be using for this type of marketing would be prolific as well in generating leads and sales. There are many kinds of viral marketing that you could use to generate more traffic to your website. Generally, if used well, viral marketing is an extremely effective way to get more interest and produce more leads and sales. Here are some viral marketing methods using reports or ebooks that people can use to generate more traffic to their websites.
Step 1: Write a free report
This does not end there. You must also convert your report into a PDF file. Your report should be concise, inviting, interesting and informative. It must give information about your website or your products. It should be written in such a way that it would encourage people to buy your products or visit your website.
A free report once downloaded would be left behind for people to read later. Chances are, if these reports are written well, they would guarantee you that people downloading and reading them would once more check your website. People love a well written report with good content.
Avoid writing an ad and avoid marketing. Make sure that your report is informative. If you are selling supplements, write an article on how effective these supplements are. Your articles would be passed on from one person to another for years to come. Perhaps, you don’t have to immediately write another report on the same subject matter.
Step 2: Write a teaser
This is most effective if you are marketing an ebook that people can buy from your website. Give people a free chapter that they can read. Generate interest by arousing their curiosity. Remember to give only a teaser of the whole book. Do not give out the whole thing. Make sure that people can only obtain your ebook by visiting your website and paying for it or by subscribing.
Usually, this type of marketing is effective because people would quickly exchange information with others or forward the same to others whom they know would be interested in the content of the ebook. Thus, this is called viral marketing. Your traffic will noticeably increase with little or no effort from you at all. You would also have a huge and increased level of generated leads and sales.
Step 3. Write an ebook which you can give away
Whenever people visit your website or join your newsletter, give them a free ebook. This is usually a very short informative report relating to your products or services. Make sure that the content is interesting and useful so that people would want to share it with others. This is a very good strategy if employed correctly.
It is also wise to not give the whole information. Make sure that people would want to visit your website to get the more complete report on the subject matter. This would be a great viral marketing campaign to generate more traffic to your website.
There are so many things involved with building wealth that it would take much more than one article to explain it all. So, we’ve put together a simple five-step guide to help you get a great start in building wealth for a lifetime.
Step 1: Set Specific Goals
Goal setting is a task that can be easily put off – especially when you are extremely busy in day-to-day activities. However, goal setting is the first and one of the most important steps you’ll take to achieve wealth. Set both short-term and long-term goals. Short-term goals may be daily, weekly and monthly goals. These should reveal where you would like to be financially by a certain time in the near future.
Long-term goals include the amount of wealth you would like to accumulate within a year, two years, or maybe even five or ten years. Both types of goals are necessary to build wealth. Without goals, you are wondering blindly with no care or thought of what’s ahead. This pattern of life is sure to leave you empty-handed!
Step 2: Create a Business Plan
Every successful business from the past and today started with a plan. Your business plan should illustrate where you are now, where you plan to be in the future, and how you’re going to get there. Write these few notes down on paper. Then, fill in the blanks to create a rough business plan. It’s easier than you think.
*Your current income
*Business profits and expenses (if you already own a business)
*Business budget (or personal budget if working for someone else)
*Capital needed upfront to promote and operate business
*Plans to acquire the capital needed (source of capital)
*Spending plan (promotions, supplies, inventory, online expenses, etc.)
*Expectations (What results do you expect from your initial efforts?)
Creating a business plan is a necessary step to build wealth through your own business. Even if you don’t own a business, you should write down a similar plan to reach your personal wealth goals.
Step 3: Avoid Harmful Debt
Debt is the one of the key reasons many people never accumulate wealth. But remember, there are two types of debt: harmful debt and necessary debt. Harmful debt is the debt you create for things you do not need such as excessive shopping, luxury items, expensive cars that you can’t afford, etc. Necessary debt is a debt most people must have to live, such as a mortgage, car loan (affordable), medical, college, etc. These debts are a part of life for most families and will be for many, many years. However, even these types of debts should be kept well within your income limitations. If you can only afford a $250/month car loan, then shop around until you find one at this price. Don’t give in to the temptations and pressures to buy the fancier, more expensive car with a $450/month payment. It’s not worth the risk!
You may ask, “I thought these steps were for building wealth?”
As it happens, debt is the opposite of wealth. The more debt you have, the less wealth you will accumulate. You can’t save money or invest money that belongs to someone else. If you earn $3,000 in income this month, but owe $2,000 in loans (before everyday living expenses), you can’t possibly have extra money to save. You must either earn more or sell some items to pay off your debt. You should avoid this “debt trap” if you intend on building wealth for the future.
Another type of debt is one for your business. You may take out a small business loan to get things started or to promote your business. If you are uncertain about whether the business will bring profits, try to avoid business debt until you have tested it a while.
Step 4: Develop a Personal Plan
Above, you developed a business plan. Now it’s time to create a personal plan. What tasks will you do daily to build wealth? Put yourself on a schedule and a strict budget. Work toward your goals daily by making a list of things to do and marking off each item on the list as you complete the tasks. In your budgeting, include a set amount of money you will put away in savings (savings account, IRA, stocks, bonds, etc.) If you plan to invest, be sure to diversify your investments. Choose only one or two high-risk investments and several “safer” investments such as mutual funds or bonds.
Step 5: Stay focused on the Goal, not the Circumstances
No matter what circumstances you find yourself in, keep your eyes on the wealth-building goal ahead. Even if sales are down in your business, don’t stop dead in your tracks. Remember, businesses have ups and downs. If you remain steadfast toward your goal during the slow times, the busy times are bound to be much better than ever. Your income will grow and you will have the extra money needed to reach your wealth-building goals.
In a nutshell, building wealth does not happen over night with one get-rich-quick program. It happens with consistent labor toward the goals and tasks you have created. You can build wealth for your future if you do not waver from these basic truths that have worked for millions of others!
We have seen in our previous topic, how to increase your traffic. In some circumstances, you may need to increase your traffic immediately or to boost it in order to spread a new product or an offer or or simply to implement your viral marketing. Well there is 3 easy to do that and we will explain them now. You can: Buy targeted traffic to your site, email to your list, or make a Joint Venture(JV).
To buy fast and immediate traffic, you will need to go to google or one of the other alternatives like overture from yahoo. You may need to know how to use google adwords first, there is excellent ebooks on this subject, that will save you a lot of money, and avoid your ad to be deactivated.That type or advertising is called Pay Per Click advertising. You will set a daily budget for your campaign, and you will only pay when some one make a click on your link. You will be able to see your ad on the right table of the page, when you search for specific keywords.
You will need to track your campaign. For example, you can buy 3 different advertising sources, pay the same price for each, then track with a software which advertising gives you more results.
Then go on, like that you will save your money.
The second way is to email to your list. You must understand the sale process. In a nutshell, visitors are surfing they fall on your site, but they probably won’ t come back except if you offer them an incentive, or newsletter, something that will bring them back: You can send a promotional email, twice a month or once. Send valuable information between the promotional offer.
The last tip for immediate traffic is Joint Venture. You have to get other websites to send email to their list, place your link on their website, and you will pay them only when they process a sale. Pay them 50% or more.
And make the sale easy for them, prepare for them the subject and body of the emails, prepare the affiliate link they will put on their websites, and any other material you can use.
And who knows, you will maybe find some good friends out there.
PayPerPost (PPP) is a website which helps content creators such as bloggers find advertisers willing to sponsor specific content. The advertisers create opportunities (“opps”) that describe the content they are looking for (e.g. feedback, reviews, buzz, creative, video). The bloggers (sometimes referred to as “Posties”) then choose opportunities in their area of interest.
Fiverr® is the world’s largest marketplace for services starting at $5. A service offered on Fiverr is called a Gig®. Whenever you see ‘I will _for $5″, it means the seller is offering a Gig for the fixed price of $5.
Fiverr® is a unique marketplace with the one of the highest conversion rates in the industry. The wide range of services, including over 100 sub-categories, gives you the power to work with wide range of audiences. Among the services being sold on Fiverr you will be promoting: Creative services, IT helpers, Video professionals, Writers, Business consulters and much more.
Here is an awesome and exciting community that has made me thousands. If you are like me I like joining communities that will help me make money and build friendships at the same time. With the most important part is being able to sign up with no fee involved, http://www.apsense.com
With Apsense, you can actually post ads, write blogs, review others businesses and services and get paid. You can sign up to be someone’s friend and others will request to be yours.
The best part is that everyone in this community helps out the other. So, if you have a business you are promoting send it to some of your friends or simply post a blog. Someone will definitely check out the website.
So go ahead and see for yourself. Please visit http://www.apsense.com
Paid To Read Email® is an online rewards community where you can earn money for reading emails, taking surveys, completing offers, referring friends and more! You can also choose to earn points that are redeemable for gift cards, guaranteed™ paid emails (GPE) and more.
Login to your account, click “Offers” link, choose a survey or offer you are interested in, click it and follow the advertiser instructions in order to get paid. It may take up to 7 days to receive the payment from completing the surveys and offers. Some advertisers pay instantly.